← Everyone we fightFight back against insurance companies

Denied? That's not the end.

Many people never appeal a denied claim, but appeals often succeed. We explain why you were denied, write the appeal and track every deadline.

What we catch

The things that go wrong most

  • Not medically necessaryOften reversed with your doctor's notes.
  • Missing prior authorizationSometimes the provider's job, not yours.
  • Out-of-network denialsEmergencies and surprise bills have protections.
  • Coding errorsA wrong code can trigger an automatic denial.
  • Missed appeal stepsPlans must tell you how to appeal and by when.
  • External review rightsAn outside doctor can overrule your plan.
A real example

Summit Health Plan, start to finish

Your plan denied an MRI as not medically necessary. You have the right to appeal, and your doctor's notes help.

1Snap it
2See what's wrong
3Send the letter
4Track both deadlines
5Decode their reply
Rules on your side

We name the rule, so they take you seriously.

General information. Rules vary by state and plan, and we'll check the details on your letter.

Internal appealYou can ask your plan to reconsider, usually within 180 days.
External reviewAn independent reviewer can overturn the denial.
Urgent care appealsFaster decisions when your health can't wait.
Three steps

What you'll do

  1. 1

    Snap the denial

    Add the letter or the explanation of benefits.

  2. 2

    Understand the reason

    Plain words, plus what usually wins this kind of appeal.

  3. 3

    Appeal on time

    We write it, count their deadline and help with round two.

Common questions

How long do I have to appeal?

Usually 180 days from the denial for an internal appeal, but plans vary. We'll pull the date from your letter.

What if my appeal is denied too?

You can usually ask for an external review, where an outside doctor decides. We'll help you write it.

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