Know where you stand.
No legal jargon. We explain what the letter actually means, what looks wrong and what you can do next.
Insurance denial · FreeWhere you standYour plan denied an MRI as not medically necessary. You have the right to appeal, and your doctor's notes help.
1 · Denied without a doctor's review Full details in Premium2 · Your doctor's notes support it Full details in Premium3 · You can ask for an outside review Full details in Premium
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Medical billWhat we found
You may owe up to$1,762 less
1 · Charged twice for one CT scan$1,240Duplicate billing2 · Surprise out-of-network doctor$522No Surprises Act3 · You may qualify for charity careHospital financial assistance
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LandlordWhat we found
You may owe up to$1,800 less
1 · No itemized list in timeState deposit law2 · Normal wear and tear charged$650Wear and tear3 · You may be owed a penaltyBad-faith withholding
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Why it matters
A medical bill can have a double charge on page three. A denial can skip a step the law requires. A collector may be chasing a debt that's too old.
We check for the things that go wrong most often and tell you in plain words, with the dollar amount and the rule that backs you up.
On your plan: Free shows the summary and general next steps. Premium shows every problem in full, with amounts and the rule behind it.
- 1The short version firstOne or two sentences that tell you what's going on.
- 2The rule behind itNo Surprises Act, FDCPA, deposit laws and more, named for you.
- 3Red flags, fastCourt dates and lawsuits get flagged at the top, right away.
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