Know your rights, in plain English.
Step-by-step guides for the fights most people lose by default. General information, not legal advice.
Medical billsHow to dispute a medical bill, step by stepMedical bills often contain errors. Here's how to get an itemized bill, spot double charges and surprise fees, ask for financial help and dispute the bill in writing.Read the guide →Insurance denialsHow to appeal a health insurance denialA denied claim isn't final. Learn the appeal deadlines, what to include, how long insurers have to decide, and when you can ask for an outside review.Read the guide →LandlordsHow to get your security deposit backYour landlord has a deadline to return your deposit or explain deductions. Here's how to document move-out, send a demand letter and take it to small claims if needed.Read the guide →LandlordsSecurity deposit return deadlines by stateHow long landlords have to return a security deposit in all 50 states and DC, in one table, with what to do if they're late.Read the guide →Debt collectorsStatute of limitations on debt by stateHow long a debt collector has to sue you in all 50 states and DC, whether a payment restarts the clock, and what to do if a debt is too old.Read the guide →Small claimsSmall claims court limits by stateThe most you can sue for in small claims court in all 50 states and DC, the court's name, filing fees and whether lawyers are allowed.Read the guide →Debt collectorsDebt validation: how to make a debt collector prove itA debt collector has to prove you owe the debt. Learn your 30-day window, what a validation request does, and what not to say to a collector.Read the guide →Medical billsThe No Surprises Act, explainedWhat the No Surprises Act protects you from, which bills it covers, how good faith estimates work if you're uninsured, and how to file a complaint.Read the guide →Debt collectorsHow to file a complaint with the CFPBThe Consumer Financial Protection Bureau forwards your complaint to the company and tracks its response. Here's what it covers and how to file a strong complaint.Read the guide →
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