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Debt collector · FreeWhere you standA collector says you owe an old card balance. They have to prove it, and it may be too old to sue over.
1 · They haven't proven you owe it Full details in Premium2 · It may be past the time limit Full details in Premium3 · Don't pay yet Full details in Premium
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PLEASE READ THIS FIRSTThis notice has a court date. Please talk to a real person this week.
Legal aid near youFree help if you qualify→Tenant hotlineOhio Tenant Union→State attorney generalConsumer complaints→CFPBBank and collector complaints→Call legal aid
Case packet
Apex RecoveryDebt collector · $2,312 at stakeTIMELINECollector letter scannedSep 25Validation request deliveredSep 29No proof sent, collection pausedTodayDOCUMENTS · 6
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